General Disclaimer:
Not all plans offer all of the benefits described. Benefits may vary by insurance carrier and service area. Limitations and exclusions may apply.

We do not offer every plan available in your area. Currently, we represent [27] organizations which offer [194] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply. Allowance benefits vary by plan, insurance carrier, and geography.

We represent MA, MAPD And PDP Plans For [Humana], [UnitedHealthcare®], [Aetna], [HealthSpring℠], [Wellcare], [Anthem BCBS], [Zing], [Blue Cross Blue Shield of Michigan], [Molina Healthcare], and [Kaiser Permanente]

Third-Party Marketing Organization (TPMO) Disclaimer:
VitalCareWorks is a licensed third-party marketing organization (TPMO). We are not a government agency and are not affiliated with the U.S. government or the federal Medicare program. By contacting us, you may be connected with a licensed insurance agent, and you may be contacted by one or more Medicare-contracted carriers. There is no obligation to enroll.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in a plan depends on contract renewal.

FCS Disclaimer:
Participating sales agencies represent Medicare Advantage HMO, PPO, and PFFS organizations as well as stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

SSBCI Disclaimer (Special Supplemental Benefits for the Chronically Ill):
The benefits referenced may be part of a Special Supplemental Benefits for the Chronically Ill (SSBCI) program. These benefits are available only to eligible members who have certain qualifying chronic conditions, such as:

This is not a complete list of qualifying conditions. Having a qualifying condition alone does not guarantee receipt of the benefit(s). Additional requirements and eligibility rules may apply.

For Humana plans only: Programs such as [Spending Allowance] [Extra Debit] [Chronic Condition Care Assistance] [Music Therapy] are available as part of Humana’s SSBCI offerings for members with qualifying chronic health conditions.

Qualifying conditions may include (but are not limited to):

Some Humana plans may require members to have at least two chronic conditions to qualify, and additional requirements may apply. Please refer to the plan’s Evidence of Coverage (EOC) for details.

If the benefit is used for rent or utilities, the Department of Housing and Urban Development (HUD) requires it to be reported as income for individuals seeking housing assistance. Members should contact their local HUD office for further guidance.